EXIM Board Authorizes Nearly $194 Million Loan Guarantee Supporting Aircraft Exports to Panama’s Copa Airlines

WASHINGTON – The Export-Import Bank of the United States (EXIM) Board of Directors today unanimously approved a final commitment to guarantee an approximately $194 million loan from Citibank and JPMorgan to Copa Airlines of Panama to finance the purchase of Boeing 737 MAX 9 aircraft. With...

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Florida Export Finance Corporation in Miami Named EXIM 2021 REPP of the Year

State Trade-Finance Organization Referred 18 Small Businesses to EXIM, Resulting in $400,000 of EXIM Support in 2020 WASHINGTON –Today, the Export-Import Bank of the United States (EXIM) again awarded a state trade-finance organization, the Florida Export Finance Corporation (FEFC),...

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First Solar Exports to Zacapa Solar-Energy Project in Guatemala is EXIM 2021 Deal of the Year

Ohio-based First Solar Wins Contract Over Competition from China to Export Thin-Film Solar Panels to Distributed Solar-Energy Project in Central America, Deal Financed by BankProv Backed by EXIM Loan Guarantee WASHINGTON – The Export-Import Bank of the United States (EXIM) today gave the...

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Meridian Finance Group Named EXIM 2021 Broker of the Year

California-based Trade Finance and Insurance Firm with International Reach Honored by EXIM for Fourth Time as Broker of the Year WASHINGTON –Today the Export-Import Bank of the United States (EXIM) again recognized Meridian Finance Group , headquartered in Los Angeles, California, as...

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Impello Global Named EXIM 2021 New Broker of the Year

Small Businesses Were 100 Percent of New EXIM Broker’s Customers in 2020 WASHINGTON –Today the Export-Import Bank of the United States (EXIM) awarded Impello Global Insurance Services LLC , headquartered in Seattle, Washington, as EXIM’s 2021 New Broker of the Year. EXIM presented...

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AirFinance and Apple Bank Named EXIM 2021 Lenders of the Year

Aircraft Financing Arranger and Lender Recognized for Successful Collaboration Meeting Liquidity Challenges of COVID-19 Pandemic WASHINGTON – The Export-Import Bank of the United States (EXIM) today gave the Lender of the Year award to AirFinance Leasing LLC in Virginia and to Apple...

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Florida Small-Business Manufacturer Motortronics Named 2021 EXIM Exporter of the Year

EXIM’s Export Credit Insurance and Working Capital Guarantees Enabled Florida Manufacturer to Expand Existing Sales and Enter New Markets WASHINGTON — Motortronics , a small-business manufacturer based in Clearwater, Florida, has been named an Exporter of the Year by the Export-Import...

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Vermont Manufacturer Cabot Hosiery Mills, Inc./Darn Tough Named 2021 EXIM Exporter of the Year

EXIM’s Export Credit Insurance Enabled Vermont Small Business to Expand Existing Sales and Enter New Markets WASHINGTON – Cabot Hosiery Mills, Inc./Darn Tough , a small, family-owned business in Northfield, Vermont, that manufactures high-quality socks designed to be durable for outdoor...

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Pennsylvania Textiles Manufacturer AKAS Textiles and Laminations Named an EXIM Exporter of the Year

Woman- and Minority-Owned Small Business Uses EXIM’s Export Credit Insurance and Working Capital Guarantees to Increase Revenue WASHINGTON – AKAS Textiles and Laminations (AKAS Tex), a woman- and minority-owned small business engaged in textiles design and manufacturing in Bensalem,...

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Kentucky Woman-Owned Small Business Two Rivers Fisheries Named EXIM Exporter of the Year

EXIM’s Export Credit Insurance Enabled Environmentally Beneficial Small Business to Expand Existing Sales and Enter New Markets WASHINGTON – Two Rivers Fisheries Inc. , a woman-owned small business in Wickliffe, Kentucky, that processes and exports local fish to 12 countries, has been...

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EXIM Renews Supply Chain Finance Guarantee of $180 Million Purchase Facility Supporting Sales of CFM International Aircraft Engines

Transaction Will Support an Estimated 600 American Jobs, Including Employment in the Aircraft Manufacturing Supply Chain WASHINGTON – Yesterday the Board of Directors of the Export-Import Bank of the United States (EXIM) approved the renewal of a 90 percent guarantee of a $180 million...

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EXIM Signs Memorandum of Understanding with Ukraine’s Ministry of Economy

Agreement Expresses Intent to Facilitate Procurement of U.S. Goods and Services for Ukrainian Infrastructure Projects and Key Sectors WASHINGTON – Export-Import Bank of the United States (EXIM) Acting President and Chairman James Burrows and Deputy Vice Prime Minister of Ukraine and...

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EXIM Approves $97.2 Million Working Capital Guarantee Facility to Support Embraer Executive Aircraft Exports Manufactured in Melbourne, Florida

Transaction Supports an Estimated 700 U.S. Jobs in Business Aircraft Manufacturing and Supply Chain WASHINGTON – The Board of Directors of the Export-Import Bank of the United States (EXIM) yesterday unanimously approved a $97.2 million, two-year revolving working capital loan guarantee...

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EXIM Approves $500 Million in Financing to Support U.S.-Manufactured Commercial Aircraft Exports to WestJet

Transaction Supports an Estimated 2,900 U.S. Jobs in Aircraft Manufacturing and Supply Chain WASHINGTON – The Board of Directors of the Export-Import Bank of the United States (EXIM) yesterday approved a $500 million loan guarantee to support exports of U.S.-manufactured Boeing 787-9...

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EXIM Approves $832.5 Million in Financing to Support U.S.-Manufactured Commercial Aircraft Exports to Turkish Airlines

Transactions Support 4,500 American Jobs in Aerospace Industry Affected by COVID-19 Pandemic WASHINGTON – Yesterday, the Board of Directors of the Export-Import Bank of the United States (EXIM) approved two transactions totaling $832.5 million in loan guarantees to support exports of...

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EXIM Approves $80.7 Million to Support SpaceX Launch Services and U.S.-Brokered Insurance for Hispasat Satellite

First EXIM Satellite-related Deal Since 2015, Counters Foreign Competition WASHINGTON – The Board of Directors of the Export-Import Bank of the United States (EXIM) unanimously approved $80.7 million in EXIM financing to support launch services by SpaceX and also U.S.-brokered launch and...

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EXIM Board of Directors Approves $54.9 Million Loan Guarantee Supporting Aircraft Engine Exports to Turkish Airlines

WASHINGTON – On May 20, the Board of Directors of the Export-Import Bank of the United States (EXIM) approved a $54.9 million guarantee of a loan from BNP Paribas, S.A., to support the export of a GEnx spare engine and two GEnx spare propulsors from GE Aviation to Turkish Airlines (Turk Hava...

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EXIM Finalizes First-Ever U.S. LNG Export Transaction in Support of 200 American Jobs

Action Finalizes EXIM Board’s September $50 Million Authorization for Houston-Based Freeport LNG; First Use of EXIM’s Groundbreaking Supply Chain Transaction with Funder Guarantee WASHINGTON — Building on the Export-Import Bank of the United States (EXIM) Board of Directors’...

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EXIM Board Votes to Authorize $327 Million Loan Guarantee in Support of 1,300 U.S. Jobs in Hard-Hit Aviation Sector

Following Congressional Notification Period, EXIM Board Unanimously Approves Copa Airlines Final Commitment WASHINGTON — The Export-Import Bank of the United States (EXIM) Board of Directors today voted unanimously to approve a final commitment to guarantee a $327 million loan from...

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EXIM Chairman Reed Presents American Botanicals with Exporter of the Year Award

Missouri Small Business Supplier of Spices, Herbs, and Botanicals Utilizes EXIM’s Export Credit Insurance to Export More Than $8 Million in Past Six Years EOLIA, Missouri — Export-Import Bank of the United States (EXIM) President and Chairman Kimberly A. Reed yesterday presented an...

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EXIM Chairman Reed Visits Interstate Narrow Fabrics to Present Exporter of the Year Award

North Carolina Textile Industry Small Business Manufacturer Utilizes EXIM Export Credit Insurance to Expand International Sales, Swiftly Turned to Producing Face Mask Elastics at Start of COVID-19 HAW RIVER, North Carolina — Export-Import Bank of the United States (EXIM) President and...

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EXIM Chairman Kimberly Reed Presents Exporter of the Year Award to Minnetonka, Minnesota Small Business Fireaway, Inc.

Presents Award to Minnesota Small Business Providing Fire Suppression Equipment MINNETONKA, Minn. – Export-Import Bank of the United States (EXIM) President and Chairman Kimberly A. Reed today presented an Exporter of the Year award to Fireaway, Inc. (link is external), a small...

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EXIM Chairman Kimberly Reed Presents Exporter of the Year Award to Fort Lauderdale Small Business Greenfield World Trade

Foodservice Equipment and Supply Company Honored During Economic Club of Florida Keynote TALLAHASSEE, Fla. – Export-Import Bank of the United States (EXIM) President and Chairman Kimberly A. Reed today presented its Exporter of the Year award to Greenfield World Trade (link is...

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EXIM Chairman Kimberly Reed Presents Exporter of the Year Award to Wilmington Paper in Pine Brook, New Jersey

Presents Award to Third-Generation, Family-Owned Business, Specializing in Creating Recycling Management Programs WASHINGTON – Export-Import Bank of the United States (EXIM) President and Chairman Kimberly A. Reed today presented an Exporter of the Year award to Wilmington Paper...

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EXIM Honors 13 Small Businesses as Exporters of the Year During 2020 Annual Conference

Winners from 12 States Exemplify EXIM’s Mission of Supporting American Jobs by Facilitating U.S. Exports WASHINGTON — The Export-Import Bank of the United States (EXIM) today announced that 13 small businesses representing a cross section of American innovation and industry sectors...

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JZJ Insurance Services, Inc., Named 2020 EXIM New Broker of the Year

Ohio Small Business Relies on Decades-Long Experience to Support U.S. Exporters WASHINGTON — JZJ Insurance Services, Inc. (link is external), a specialized insurance agency headquartered in Columbus, Ohio, has been named New Broker of the Year by the Export-Import Bank of the United...

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Global Business Solutions Named 2020 EXIM Broker of the Year

WASHINGTON — Global Business Solutions (link is external) (GBS), a woman-owned export risk mitigation firm headquartered in Winston-Salem, North Carolina, has been named Broker of the Year by the Export-Import Bank of the United States (EXIM) for its exemplary service and commitment to small...

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EXIM Honors Regions Bank, Based in Birmingham, Alabama, with Lender of the Year Award for Outstanding Support of U.S. Exports

Regional Lender Operating in 15 States Throughout the South and Midwest Processes More Than $65 Million of Transactions Over Past Year WASHINGTON – The Export-Import Bank of the United States (EXIM) today presented a Lender of the Year award to Regions Bank (link is external),...

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EXIM Honors GBC International Bank as Lender of the Year for Outstanding Support of America’s Small Business Exporters

California Lender Has Facilitated More than $1 Billion in Support of 200 U.S. Small Business Exporters Since 1999 WASHINGTON – The Export-Import Bank of the United States (EXIM) today presented a Lender of the Year award to GBC International Bank (link is external) (GBCIB),...

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llinois SBDC International Trade Centers Named 2020 EXIM Regional Export Promotion Program Member of the Year

Trade Centers Connect Illinois Small Business Exporters to the Global Marketplace WASHINGTON — The Illinois Small Business Development Center (SBDC) International Trade Centers (link is external) have been named the Regional Export Promotion Program (REPP) Member of the Year by the...

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EXIM Board Votes to Notify Congress of a Potential $450 Million Transaction to Support U.S. Exports to Iraq and an Estimated 1,700 American Jobs

Transaction Could Support U.S. Agriculture and Engineering Exports and Address COVID-19 Challenges; Underscores EXIM’s Commitment to $5 Billion MOU with Republic of Iraq Ministry of Finance WASHINGTON – The Export-Import Bank of the United States (EXIM) Board of Directors today...

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EXIM Board Unanimously Approves Amended Financing of U.S. Exports to Mozambique LNG Project and Support of More U.S. Jobs in Additional States

$4.7 Billion Loan Will Now Support 16,700 American Jobs and Nearly Double Number of Identified U.S. Suppliers WASHINGTON – The Board of Directors of the Export-Import Bank of the United States (EXIM) today unanimously voted to amend the agency’s previously approved September 2019...

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EXIM Board Approves $18 Million Loan Guarantee to Support Export of Oil and Gas Services Equipment to Argentina

EXIM Financing Will Support Estimated 100 U.S. Jobs at Small Businesses in Colorado, Pennsylvania, and Texas; Board Members also Review Ongoing Small Business Enhancements Washington, D.C. – Today, the Export-Import Bank of the United States (EXIM) Board of Directors unanimously...

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EXIM Announces Reciprocal Co-Financing Agreement with Japan's NEXI

Bangkok – The Export-Import Bank of the United States (EXIM) and Nippon Export and Investment Insurance of Japan (NEXI) announced today that they have completed a reciprocal co-financing agreement. EXIM and NEXI are the export credit agencies (ECAs) of the United States and Japan, respectively....

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EXIM Board Votes to Notify Congress of Proposed $5 Billion Financing to Support U.S. Exports to Mozambique LNG Project

EXIM Financing Could Support an Estimated 16,400 American Jobs Washington, D.C. – The board of directors of the Export-Import Bank of the United States (EXIM) today voted to notify the U.S. Congress, pursuant to the EXIM charter, of its consideration of a $5 billion direct loan to...

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Headphone Company Creates Pennsylvania Jobs Using EXIM Export Credit Insurance

Washington, D.C. – An entrepreneurial couple from Pennsylvania grew their small business from a kitchen-table operation into an award-winning company with 27 employees whose jobs are supported by international sales backed by the export credit insurance of Export-Import Bank of the United...

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EXIM Supports Exports of Wabtec Locomotives from Erie, Pennsylvania, to Cameroon

Washington, D.C. – Wabtec Corporation is selling four diesel-electric locomotives to Cameroon Railways (Camrail) in Cameroon with the backing of a total of $13 million in loan guarantees from the Export-Import Bank of the United States (EXIM). Two EXIM medium-term guarantees, approved in...

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Energy-Industry Small Business Adds Jobs in Texas and Louisiana with EXIM Insurance and Working Capital Support

Washington, D.C. – Mid-South Control Line, a small business in the oil and gas industry headquartered in Marrero, Louisiana, is benefiting from the support of the Export-Import Bank of the United States (EXIM) to expand its international sales to energy customers in 37 countries. Since the...

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EXIM-Insured Exports Spur Michigan Dried Fruit Manufacturer's Steady Growth, Saving U.S. Jobs

Washington, D.C. – Michigan-based dried fruit company, Graceland Fruit Inc., was able to save the jobs of workers in the Midwest and grow into international markets with the help of export credit insurance from the Export-Import Bank of the United States (EXIM). All week long, as part of...

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Arizona Manufacturer Uses EXIM-Backed Working Capital to Support Local Jobs with Global Sales

Washington, D.C. – With a highly skilled workforce delivering precision-machined parts worldwide, Competitive Engineering Inc. (CEI) in Tucson, Arizona, has leveraged support from the Export-Import Bank of the United States (EXIM) to expand its international sales and sustain and create local...

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USTDA Generates Record Results for U.S. Exporters

Arlington, VA – Today, the U.S. Trade and Development Agency announced a record-breaking return on investment and the highest since its founding in 1992. USTDA is now generating an average of $117 in U.S. exports for every dollar it programs toward advancing infrastructure projects in emerging...

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USTDA Advances Sustainable Public Transit in Ecuador

Arlington, VA – The U.S. Trade and Development Agency has awarded a technical assistance grant to Quito’s public transit bus operator, Empresa Pública Metropolitana de Transporte de Pasajeros de Quito (EPMTPQ), to help modernize its bus fleet and expand related intelligent transportation...

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USTDA Supports Smart Grid Deployment in Brazil

Arlington, VA – The U.S. Trade and Development Agency awarded a grant to the Brazilian Association of Electricity Distributors (ABRADEE) for technical assistance to enable large-scale smart grid deployment throughout Brazil. “USTDA’s assistance will support ABRADEE’s efforts to...

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USTDA Supports Electric Vehicle Transition in Thailand

Arlington, VA – The U.S. Trade and Development Agency has awarded a grant to SCG International Corporation Co., Ltd. (SCG International), a wholly owned subsidiary of leading Thai conglomerate SCG, to advance the company’s ambitious decarbonization strategy. USTDA’s assistance will provide...

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USTDA Supports Renewable Energy in Pakistan

Arlington, VA – The U.S. Trade and Development Agency has awarded a feasibility study grant to Pakistan-based engineering and construction company, Times Group (Private) Limited, for a renewable biofuels project that will improve environmental conditions in Karachi. Times Group selected...

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USTDA Supports Banking Modernization in Solomon Islands

Arlington, VA – Today, the U.S. Trade and Development Agency awarded a grant to the Central Bank of Solomon Islands (CBSI) for technical assistance to modernize the country’s banking infrastructure. USTDA’s grant, its first in the Solomon Islands, will develop an information and...

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USTDA Supports Healthcare Electrification in Nigeria

Arlington, VA – The U.S. Trade and Development Agency awarded a grant to Nigeria’s EM-ONE Energy Solutions Limited for a feasibility study that will strengthen healthcare delivery in rural and underserved regions of Nigeria through solar minigrid systems. “USTDA’s support for this...

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Enoh T. Ebong Appointed USTDA Acting Director

Arlington, VA – Today, President Joseph R. Biden, Jr. appointed Enoh T. Ebong as the Acting Director of the U.S. Trade and Development Agency. The appointment meant a return to USTDA where from 2004 to 2019, Ms. Ebong had served in a variety of roles, most recently as the Agency’s General...

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USTDA Announces New Export Multiplier, Highest ROI in Agency History

Arlington, VA – Today, the U.S. Trade and Development Agency announced another record-breaking return on its investment and the highest since its founding in 1992. USTDA is now generating an average of $112 in U.S. exports for every dollar the Agency invests in its infrastructure projects...

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USTDA Produces Unprecedented Amount of U.S. Exports

Arlington, VA – Today, the U.S. Trade and Development Agency announced a record-breaking return on investment since the Agency was created in 1992. Far exceeding results from previous years, USTDA is generating $111 in U.S. exports for every dollar invested in infrastructure projects in...

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USTDA Supports LNG Importation and Distribution in Guinea

CONAKRY, Guinea – The U.S. Trade and Development Agency (USTDA) today announced a grant to West Africa LNG Group Guinea SA (WA-LNG) for a feasibility study to assess the economic, financial and technical viability of a liquefied natural gas (LNG) receiving terminal and distribution network near...

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United States Signs $217 Million Agreement to Fund Power Plant

FREETOWN, Sierra Leone – In a letter dated July 14, 2021, United States International Development Finance Corporation (DFC) committed to provide $217 million in debt financing for a new 83 megawatt power plant in Freetown. The Western Area Power Generation Project (WAPGP), sponsored by Milele...

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DFC Approves Nearly $900 Million for Global Development Projects

First projects approved by DFC’s Board of Directors will address critical needs in Africa, Indo-Pacific, and Latin America WASHINGTON – The Board of Directors of U.S. International Development Finance Corporation (DFC) today approved $881 million in financing and political risk insurance...

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OPIC to Support World’s Longest Subsea Telecommunications Cable

Infrastructure will improve digital connectivity and embrace high-quality standards across Southeast Asia and the Pacific BANGKOK — The Overseas Private Investment Corporation (OPIC), the U.S. Government’s development finance institution, announced that it plans to work with Trans...

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OPIC Commits Additional $500 Million for Women’s Economic Empowerment in Latin America

ASUNCIÓN — David Bohigian, Acting President and CEO of the Overseas Private Investment Corporation (OPIC), today joined President of Paraguay Mario Abdo Benítez to announce that OPIC has surpassed initial targets to mobilize $500 million to women in Latin America through its 2X Americas...

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OPIC Announces Financing for Road Infrastructure in Argentina

BUENOS AIRES – The Overseas Private Investment Corporation (OPIC), the U.S. government’s development finance institution, today announced that its Board of Directors has voted to approve $400 million in financing to rehabilitate and expand the Corredor C Toll Road, an essential trade route...

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Department of Commerce Honors U.S. Companies with Presidential Award for Export Achievements

WASHINGTON – Today, the Department of Commerce honored 31 U.S. companies and organizations that export goods and services overseas by naming them winners of the 2021 President’s “E” Awards. This year’s winners hail from 20 states, and of the 31 honorees, 25 are small and medium-sized...

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Commerce Secretary Gina Raimondo Awards 13 Grants to Boost U.S. Exports, Support High Quality Jobs

Today, U.S. Secretary of Commerce Gina Raimondo announced 13 new grants designed to support the export success of U.S. businesses in key industries. The Market Development Cooperator Program (MDCP), administered by Commerce’s International Trade Administration, awarded nearly $3 million in...

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U.S. Secretary of Commerce Wilbur Ross Honors U.S. Companies With Presidential Award for Export Achievements

39 American Companies Receive Highest U.S. Honor for Export Success WASHINGTON – Today, U.S. Secretary of Commerce Wilbur Ross honored 39 U.S. companies and organizations, recognizing their contributions to American export growth by naming them winners of the 2020 President’s “E”...

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Commerce Announces Non-Profit Partnerships to Address Trade Barriers on American Goods

WASHINGTON – Today, Deputy Under Secretary for International Trade, Performing the non-exclusive functions and duties of the Under Secretary for International Trade Joseph Semsar announced 10 new partnerships designed to create or sustain U.S. jobs by increasing or maintaining the export of...

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Florida Small Business Wins SBA’s 2020 Exporter of the Year Award

Genesis Water Technologies assists 43 countries worldwide with water treatment challenges WASHINGTON – Genesis Water Technologies, Inc. (GWT) has been named 2020 Small Business Exporter of the Year by the U.S. Small Business Administration. The Maitland, Florida-based company will be...

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Ohio Small Business Wins SBA’s 2019 Exporter of the Year Award

EarthQuaker Devices distributes to 47 countries worldwide WASHINGTON – EarthQuaker Devices has been named 2019 Small Business Exporter of the Year by the U.S. Small Business Administration (SBA). The Akron, Ohio-based company will be officially recognized during National Small Business...

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Export Compliance Program Eighth Element: Build and Maintain Export Compliance Manual

by Blake Gill * We have made our way to the final element of our Export Compliance Program (ECP). This element can be placed last in the steps for its maintenance function, or in the event of a newly established export compliance manual, it can be the first element. You will need to ensure...

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Export Compliance Program Seventh Element: Handling Violations and Taking Action

by Blake Gill * As we come to the last of functional elements of an Export Compliance Program (ECP), we arrive upon one of the dreaded topics of how to handle violations and take action. This element must be clear and concise on how an organization should handle any potential violations and...

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Export Compliance Program Sixth Element: Audits

by Blake Gill * As we begin to get closer to the last of our Export Compliance Program (ECP) elements, we turn our focus from how to implement the ECP  to how to ensure the elements are properly aligning with our business. This can be accomplished by performing audits against your ECP....

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Export Compliance Program Fifth Element: Training

by Blake Gill * Our last discussion was on the recordkeeping element . One of the most critical points of recordkeeping is the proper training of who, what, when and where. In order to properly record and store documents, the appropriate individuals need to be trained on their...

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Export Compliance Program Fourth Element: Recordkeeping

by Blake Gill * In our last discussion, we reviewed the third element of Export Authorization . Once you have determined your path to exporting an item in a legal, compliant manner, you must keep the supporting documentation. Recordkeeping is mundane, I’m sure we can all agree upon...

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Export Compliance Program Third Element: Export Authorization

by Blake Gill * Hello again! Last time we discussed how important a risk assessment is when building an Export Compliance Program (ECP). The results for the assessment will be a determining factor in the steps your organization must take to gain authorization for an export. If your...

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Export Compliance Program Second Element: Risk Assessment

by Blake Gill * Last time we discussed our first element of management commitment . Once you have successfully gained the support from management that is required to properly create and run an Export Compliance Program (ECP), a risk assessment should be completed to identify those risks...

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Export Compliance Program Introduction

by Blake Gill * So, you were voluntold into a position of export compliance? Don’t worry, this is a path that many individuals are forced into. Some even embrace the challenge and turn the new assignment into a prosperous career. After all, it’s not every day a child tells their...

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Export Compliance Program First Element: “Management Commitment”

by Blake Gill * Welcome back friends! Our last topic was an introduction to the Export Compliance Program or ECP . We went over the basic elements of an ECP and some factors of the organization that may affect the outcome of the ECP. As promised, we will take a deeper dive now into the...

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Quality within a compliance program

by Blake Gill * Oops, they did it again! A well-known company has recently agreed to pay some hefty fines for violations of the ITAR. I won’t spill the beans and spoil all the details, but the company was dinged for the same or similar actions before. They promised to get their act...

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Compliance Overlap: The Importance of Understanding

by Blake Gill * In my many years of experience working with international trade controls, I like to think I have seen a large sample of possibilities that can arise in export control. Of course, nobody can really know and see it all; therefore, regulations constantly change. Recent action...

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